Zakat Calculator India 2026 | Free, Accurate & Instant | ZakatCalc.in
🌙 Ramadan Zakat 2026 — Updated for India

Free Zakat Calculator
for India — 2026

Calculate your Zakat in minutes. India-specific Nisab thresholds in ₹ Indian Rupees. Covers gold, silver, salary, savings & business assets. Shariah-compliant methodology. No login required.

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What is Zakat?

India’s Trusted Platform for Accurate Zakat Calculation in INR

Zakat (زكاة) is the third pillar of Islam — a mandatory annual obligation in which Muslims donate 2.5% of their qualifying wealth to those in need. It purifies wealth and is one of the five foundational acts of worship in Islam.

ZakatCalc.in is built specifically for Indian Muslims with Nisab thresholds in Indian Rupees (₹), India-relevant asset categories, and content grounded in established Islamic finance principles.

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    Calculate Zakat on gold jewellery using current Indian market rates (22K & 24K)
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    Salary Zakat calculator designed for salaried professionals across India
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    Business Zakat for traders, shop owners and small business owners
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    Covers savings, fixed deposits, mutual funds & investment assets in INR
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    Comprehensive Zakat eligibility guide for Indian conditions and asset types
Start Calculating Zakat →
2.5%
Standard Zakat rate on qualifying wealth
87.48g
Gold Nisab threshold in grams
612.36g
Silver Nisab threshold in grams
1 Hawl
One lunar year of wealth ownership required
Free Online Tools

Zakat Calculators for Every Asset Type

Choose the right calculator for your assets. All tools are free, mobile-friendly, and updated with current India Nisab values for 2026.

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Zakat Calculator India — Complete 2026

All-in-one Zakat calculator covering cash, gold, silver, investments, salary, and business assets. Calculate your complete Zakat obligation in one place with current INR values.

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Gold Zakat Calculator India

Calculate Zakat on gold jewellery, coins, and bars using current Indian gold prices (22K & 24K) in ₹ per gram. Instant result.

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Silver Zakat Calculator India

Calculate Zakat on silver ornaments, silverware, and bullion using live Indian silver prices. Includes Nisab eligibility check.

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Salary Zakat Calculator India

Designed for salaried professionals in India. Enter your monthly income, expenses, and savings to determine your annual Zakat accurately.

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Business Zakat Calculator India

For traders, shop owners, and business owners. Calculate Zakat on inventory, receivables, and liquid business assets in INR.

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Nisab Calculator India 2026

Not sure if you’re liable for Zakat? Check if your total wealth crosses the gold or silver Nisab threshold in Indian Rupees for 2026.

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Step-by-Step

How to Calculate Zakat in India — 5 Simple Steps

Follow these five steps to calculate your Zakat correctly. Our calculators automate every step — just enter your values.

1
Check the Nisab Threshold

Find today’s silver Nisab (~₹1,74,522) or gold Nisab (~₹14,39,152) for India using current market rates. Your wealth must exceed this to be liable.

2
List All Zakatable Assets

Add up cash savings, gold, silver, mutual funds, stocks, business stock, receivables, and all other accessible wealth you own.

3
Deduct Your Liabilities

Subtract immediate debts, loans due within the year, and essential short-term expenses from your total assets.

4
Verify the Hawl (1 Lunar Year)

Confirm your net wealth has remained above Nisab for a full lunar year (~354 days). This is your personal Zakat anniversary date.

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Pay 2.5% Zakat

Multiply your total zakatable wealth by 2.5%. Pay this amount to eligible recipients — use our Zakat Calculator India to get the exact figure.

Why ZakatCalc.in?

Built for Indian Muslims — Accurate, Free & Trusted

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India-Specific Calculations

All Nisab thresholds use live Indian gold and silver market prices in ₹ Indian Rupees. No currency conversions, no guesswork — just accurate INR figures for Indian Muslims.

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Shariah-Compliant Methodology

Calculation logic follows standard Islamic finance principles: the correct 2.5% rate, proper Nisab weights (87.48g gold / 612.36g silver), and accepted asset classification.

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100% Free — No Registration

Every Zakat calculator is completely free to use. No account required, no personal data collected, no hidden charges. Just open the tool and calculate.

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Mobile-First Design

All calculators are optimised for smartphones. Calculate your Zakat during Ramadan directly from your phone — fast, simple, and fully responsive on all devices.

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Educational & Beginner-Friendly

Every calculator is paired with detailed explanations of Islamic finance principles. Understand why you’re calculating, not just how much to pay.

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Regularly Updated

Nisab thresholds, gold/silver rates, and content are reviewed and updated to reflect current Indian market conditions, ensuring your calculations remain accurate year-round.

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Zakat Knowledge Hub — Guides for Indian Muslims

Understand Zakat properly before you calculate. Our resources are written in plain language for Indian Muslims at all levels of knowledge.

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Zakat Rules in India

Complete guide to Zakat rules for Indian Muslims — covering all asset types, deductions, exemptions, and payment timelines relevant to India.

Gold Jewellery FD & RD Stocks Property
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Zakat Eligibility Guide

Who must pay Zakat? Who can receive Zakat? Understand the eight categories of Zakat recipients and detailed eligibility criteria for India.

Nisab Check Hawl Period Recipients Exemptions
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Complete Zakat Guide 2026

A comprehensive beginner-to-advanced guide to Zakat for Indian Muslims — from basic principles to detailed rulings on modern Indian financial assets.

Beginners Salary Business Ramadan
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🧮 Zakat Calculator India 🥇 Gold Zakat Calculator 🥈 Silver Zakat Calculator 💰 Cash Zakat Calculator 💼 Salary Zakat Calculator 🏢 Business Zakat Calculator ⚖️ Nisab Calculator 📋 Zakat Rules India ✅ Zakat Eligibility 📖 Zakat Guide
Common Questions

Frequently Asked Questions about Zakat in India

Zakat is the third pillar of Islam — a mandatory annual act of charity amounting to 2.5% of one’s qualifying wealth. Every adult Muslim who (1) owns wealth above the Nisab threshold AND (2) has held that wealth for a full lunar year (Hawl) is obligated to pay Zakat. In India, the silver Nisab threshold is approximately ₹1,74,522 (March 2026). Children and those below the Nisab threshold are not required to pay Zakat. Use our Zakat eligibility guide to confirm if you qualify.
As of March 2026, the Nisab thresholds in India are: Silver Nisab: ~₹1,74,522 (based on 612.36g of silver at ₹285/g) and Gold Nisab: ~₹14,39,152 (based on 87.48g of gold at ₹16,451/g). Most scholars recommend using the silver Nisab as it is the lower threshold, enabling more Muslims to fulfil the Zakat obligation. These values change daily — always use our Nisab Calculator India for the most current figures before calculating.
If ₹1,00,000 is your only asset and it is below the silver Nisab (~₹1,74,522 in March 2026), no Zakat is due. However, if ₹1 lakh is part of a larger wealth portfolio that exceeds the Nisab, then your Zakat on that ₹1,00,000 component is 2.5% = ₹2,500. Use our Zakat Calculator India to include all your assets and get the accurate total Zakat obligation.
Yes. According to the majority of Islamic scholars (Hanafi, Shafi’i, and Maliki schools), Zakat is payable on all gold including jewellery, if your total gold exceeds 87.48 grams (the gold Nisab). You pay 2.5% on the current market value of all gold owned. This is the widely held position among Indian Islamic scholars. Use our Gold Zakat Calculator India to calculate your exact obligation using current Indian gold rates for 22K and 24K.
For a salaried person, Zakat is calculated on net savings — not gross income. Follow these steps: (1) Add all savings, bank deposits, gold, silver, and investments. (2) Subtract essential monthly expenses and debts due within the year. (3) If the remaining amount exceeds the Nisab and has been held for one lunar year, pay 2.5% as Zakat. Use our dedicated Salary Zakat Calculator for a guided, step-by-step calculation in INR.
Yes. Zakat is generally applicable on equity mutual funds and stocks. For stocks held as investments: pay 2.5% on the current market value if held for one lunar year. For equity mutual funds: pay 2.5% on the current NAV value. Some scholars advise calculating Zakat on the zakatable portion of the underlying company’s assets. Consult a qualified Islamic scholar for your specific portfolio. Use our Zakat Calculator India to include investment assets in your total calculation.
PPF (Public Provident Fund): Many scholars say Zakat applies only on the withdrawable portion in the current year, as most of the balance is locked. NPS (National Pension System): A similar principle applies — Zakat may be due only on the accessible portion. LIC Insurance: Conventional insurance premiums are generally not zakatable, but the surrender value may be. These are complex areas — always consult a qualified Islamic scholar familiar with Indian financial instruments for a ruling specific to your situation.
Most contemporary scholars recommend using the silver Nisab (~₹1,74,522 in March 2026) as it is the lower threshold, enabling more Muslims to give Zakat and benefit those in need. Use the gold Nisab (~₹14,39,152) only if your assets consist primarily of gold. For mixed wealth (cash, gold, silver, investments), the silver Nisab is the more cautious and commonly recommended approach. Use our Nisab Calculator India to compare both thresholds.
Zakat becomes due after one full lunar year (Hawl) has passed since your wealth first exceeded the Nisab — this personal anniversary is your Zakat due date. Many Muslims prefer paying during Ramadan for the spiritual reward, and paying in advance is completely permissible. You should not delay Zakat past your Hawl completion date without valid reason. If unsure of your Zakat date, estimate conservatively and pay during Ramadan.
ZakatCalc.in uses India-specific Nisab thresholds in INR based on current Indian gold and silver market prices. Our methodology follows standard Islamic finance principles — the 2.5% rate, correct Nisab weights (87.48g gold / 612.36g silver), and proper asset classification. However, all calculators are educational tools. For complex financial situations involving business partnerships, unusual investments, or significant debts, always consult a qualified Islamic scholar for a personalised ruling.
Formally calculate and pay Zakat once per lunar year on your personal Hawl date. If your financial situation changes significantly (major salary change, large purchase, inheritance, or loss), review your calculation informally. Gold and silver prices in India change daily, so always use current market rates — do not rely on figures from a previous year. Use our Zakat Calculator India each year for accurate results.
Our Commitment

Why You Can Trust ZakatCalc.in

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Correct Methodology

Standard Islamic finance principles. 2.5% rate. Correct Nisab weights. Proper asset classification used throughout.

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India-Relevant Data

INR currency throughout. Indian gold & silver market rates. India-specific asset types like FD, PPF, LIC covered.

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Privacy First

No account required. No data stored on servers. Your financial information stays entirely on your device.

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Scholar References

All content references established Islamic scholarly positions. Complex cases flagged with scholar consultation recommendations.

A Note on Accuracy & Scholar Consultation

ZakatCalc.in calculators provide accurate results for standard Zakat scenarios based on widely accepted Islamic finance principles and current Indian market data. They are educational tools — not formal Islamic legal opinions (Fatwas). For complex situations involving business partnerships, unusual investments, significant debts, or questions about specific Indian financial products such as PPF, NPS, or LIC, we strongly encourage consulting a qualified Islamic scholar or Islamic finance professional in your area.

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Educational Disclaimer

ZakatCalc.in provides Zakat calculation tools for educational and informational purposes only. Calculators are based on established Islamic finance principles and current Indian precious metal prices. Results are estimates and should not be treated as formal religious rulings (Fatwas). Nisab values fluctuate daily with gold and silver market prices — always verify current rates before finalising your calculation. For complex financial situations, please consult a qualified Islamic scholar. ZakatCalc.in is not responsible for decisions made based solely on calculator outputs.